How Hong Kong robo-advisors and digital fund platforms actually charge, what licences they hold, what sits inside the portfolios, and the situations where a robo-advisor is not worth the fee.
A practical guide to index investing from Hong Kong: unit trusts versus ETFs, why fund domicile changes your after-tax return on US shares, tracking difference, and money market funds for cash.
What SFC authorisation of a fund actually means, how the Hong Kong fund fee stack works, how to read a Key Facts Statement, and how to choose between bank, fund platform, and adviser distribution.